Deposit Rates

Personal Deposit Rates

Effective July 19, 20161

Relationship Checking2

APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.05% 0.05% $1,000,000
0.05% 0.05% $100,000
0.05% 0.05% $50,000
0.05% 0.05% $25,000
0.05% 0.05% $10,000
0.05% 0.05% $2,500
0.05% 0.05% $10

Account Details          Open Online

Ultimate Savings2

Relationship Checking or Ultimate Checking account required. 

With Relationship Checking With Ultimate Checking
APY1 Interest Rate APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.60% 0.60% 0.50% 0.50% $1,000,000
0.60% 0.60% 0.50% 0.50% $100,000
0.60% 0.60% 0.50% 0.50% $50,000
0.60% 0.60% 0.50% 0.50% $25,000
0.60% 0.60% 0.50% 0.50% $10,000
0.35% 0.35% 0.25% 0.25% $2,500
0.35% 0.35% 0.25% 0.25% $10

Account Details          Open Online

Statement Savings/Passbook Savings2

APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.05% 0.05% $10

 Account Details          Open Statement Savings Online

Money Market Account2

APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.30% 0.30% $1,000,000
0.30% 0.30% $100,000
0.30% 0.30% $50,000
0.20% 0.20% $25,000
0.15% 0.15% $10,000
0.05% 0.05% $2,500
0.05% 0.05% $10

      Account Details          Open Online


Certificates of Deposit3

Ultimate and Relationship CDs require an Ultimate Checking or Relationship Checking account to open.

With Ultimate or Relationship Checking4
CD Term Minimum to Open Compounded Minimum to Earn APY1 APY1 Interest Rate Ultimate &
Relationship CD APY1
Ultimate & Relationship CD Interest Rate IRA APY1 IRA Interest Rate
4 Year $500 Monthly $10 1.45% 1.44% 1.55% 1.54% 1.45% 1.44%
2 Year $500 Monthly $10 0.90% 0.90% 1.00% 1.00% 0.90% 0.90%
18 Months $500 Monthly $10 0.50% 0.50% 0.60% 0.60% 0.50% 0.50%
1 Year $500 Monthly $10 0.35% 0.35% 0.45% 0.45% 0.35% 0.35%
6 Months $1,000 Simple $10 0.15% 0.15% 0.15% 0.15% N/A N/A
91 Days $1,000 Simple $10 0.10% 0.10% 0.10% 0.10% N/A N/A

          Account Details        Open Online

Certificates of Deposit3 – Promotion4

Ultimate and Relationship CDs require an Ultimate Checking or Relationship Checking account to open.

With Ultimate or Relationship Checking4
CD Term Minimum to Open Compounded Minimum to Earn APY1 APY1 Interest Rate Ultimate & Relationship CD APY1 Ultimate & Relationship CD Interest Rate IRA APY1 IRA Interest Rate
5 Year Bump Rate $500 Monthly $10 1.55% 1.54% 1.55% 1.54% 1.55% 1.54%
3 Year Bump Rate $500 Monthly $10 1.20% 1.19% 1.20% 1.19% 1.20% 1.19%
16 Months $500 Monthly $10 0.75% 0.75% 0.75% 0.75% N/A N/A

Open Online

For more information, stop by your nearest branch, call 800.361.6903 or contact a Personal Banker directly


1. Annual Percentage Yields (APYs) are effective July 19, 2016 and are subject to change at any time without notice. Fees may reduce earnings.
2. For variable-rate accounts, the rate may change after the account is opened. Consumer accounts only. Must live or work in Massachusetts.
3. A penalty is imposed for early withdrawal from a CD.
4. Ultimate and Relationship CD rates are not available for IRA CDs, promotional offers or for CD terms under 12 months.