Deposit Rates

Personal Deposit Rates

Effective January 6, 20161

Ultimate Checking2

APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.05% 0.05% $1,000,000
0.05% 0.05% $100,000
0.05% 0.05% $50,000
0.05% 0.05% $25,000
0.05% 0.05% $10,000
0.05% 0.05% $2,500
0.05% 0.05% $10

Account Details          Open Online

Ultimate Savings2

APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.50% 0.50% $1,000,000
0.50% 0.50% $100,000
0.50% 0.50% $50,000
0.50% 0.50% $25,000
0.50% 0.50% $10,000
0.25% 0.25% $2,500
0.20% 0.20% $10

Account Details          Open Online

Statement Savings/Passbook Savings2

APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.05% 0.05% $10

 Account Details          Open Statement Savings Online

Money Market Account2

APY1 Interest Rate Minimum Daily Balance to Earn APY1
0.30% 0.30% $1,000,000
0.30% 0.30% $100,000
0.30% 0.30% $50,000
0.20% 0.20% $25,000
0.15% 0.15% $10,000
0.05% 0.05% $2,500
0.05% 0.05% $10

      Account Details          Open Online


Certificates of Deposits3

CD Term Minimum to Open Compounded Minimum to Earn APY1 APY1 Interest Rate Ultimate CD APY1(with Ultimate Checking)4 Ultimate CD Interest Rate (with Ultimate Checking)4 IRA APY1 IRA Interest Rate
4 Year $500 Monthly $10 1.55% 1.54% 1.65% 1.64% 1.55% 1.54%
2 Year $500 Monthly $10 0.90% 0.90% 1.00% 1.00% 0.90% 0.90%
18 Months $500 Monthly $10 0.50% 0.50% 0.60% 0.60% 0.50% 0.50%
1 Year $500 Monthly $10 0.35% 0.35% 0.45% 0.45% 0.35% 0.35%
6 Months $1,000 Simple $10 0.15% 0.15% 0.15% 0.15% N/A N/A
91 Days $1,000 Simple $10 0.10% 0.10% 0.10% 0.10% N/A N/A

          Account Details          Open Online

Certificates of Deposits3 – Promotion4

CD Term Minimum to Open Compounded Minimum to Earn APY1 APY1 Interest Rate Ultimate CD APY1 (with Ultimate Checking)4 Ultimate CD Interest Rate (with Ultimate Checking)4 IRA APY1 IRA Interest Rate
5 Year Bump Rate $500 Monthly $10 1.85% 1.83% 1.85% 1.83% 1.85% 1.83%
3 Year Bump Rate $500 Monthly $10 1.30% 1.29% 1.30% 1.29% 1.30% 1.29%
16 Months $500 Monthly $10 0.75% 0.75% 0.75% 0.75% N/A N/A

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For more information, stop by your nearest branch, call 800.361.6903 or contact a Personal Banker directly


1. Annual Percentage Yields (APYs) are effective January 6, 2016 and are subject to change at any time without notice. Fees may reduce earnings.
2. For variable-rate accounts, the rate may change after the account is opened. Consumer accounts only. Must live or work in Massachusetts.
3. A penalty is imposed for early withdrawal from a CD.
4. Ultimate CD rates are not available for IRA CDs, Triangle CDs, promotional offers or for CD terms under 12 months.