Deposit Rates

Personal Deposit Rates

Effective April 1, 20191

Relationship Checking2

APY1 Interest Rate Minimum Daily Balance to Earn APY1 Minimum to Open
0.05% 0.05% $1,000,000 $25
0.05% 0.05% $100,000 $25
0.05% 0.05% $50,000 $25
0.05% 0.05% $25,000 $25
0.05% 0.05% $10,000 $25
0.05% 0.05% $2,500 $25
0.05% 0.05% $10 $25

Account Details

Companion Checking2

Business checking account required.

APY1 Interest Rate Minimum Daily Balance to Earn APY1 Minimum to Open
0.05% 0.05% $1,000,000 $25
0.05% 0.05% $100,000 $25
0.05% 0.05% $50,000 $25
0.05% 0.05% $25,000 $25
0.05% 0.05% $10,000 $25
0.05% 0.05% $2,500 $25
0.05% 0.05% $10 $25

 

Ultimate Savings2

Relationship Checking or Ultimate Checking account required. 

With Relationship Checking With Ultimate Checking
APY1 Interest Rate APY1 Interest Rate Minimum Daily Balance to Earn APY1 Minimum to Open
0.60% 0.60% 0.50% 0.50% $1,000,000 $25
0.60% 0.60% 0.50% 0.50% $100,000 $25
0.60% 0.60% 0.50% 0.50% $50,000 $25
0.60% 0.60% 0.50% 0.50% $25,000 $25
0.60% 0.60% 0.50% 0.50% $10,000 $25
0.35% 0.35% 0.25% 0.25% $2,500 $25
0.35% 0.35% 0.25% 0.25% $10 $25

Account Details

Statement Savings2

APY1 Interest Rate Minimum Daily Balance to Earn APY1 Minimum to Open
0.05% 0.05% $10 $25

 Account Details

Money Market Account2

APY1 Interest Rate Minimum Daily Balance to Earn APY1 Minimum to Open
0.30% 0.30% $1,000,000 $25
0.30% 0.30% $100,000 $25
0.30% 0.30% $50,000 $25
0.20% 0.20% $25,000 $25
0.15% 0.15% $10,000 $25
0.05% 0.05% $2,500 $25
0.05% 0.05% $10 $25

      Account Details


Certificates of Deposit3

Ultimate and Relationship CDs require an Ultimate Checking or Relationship Checking account to open.

With Ultimate or Relationship Checking4
CD Term Minimum to Open Compounded Minimum to Earn APY1 APY1 Interest Rate Ultimate &
Relationship CD APY1
Ultimate & Relationship CD Interest Rate IRA APY1 IRA Interest Rate
60 Month $500 Daily $10 1.65% 1.64% 1.65% 1.64% 1.65% 1.64%
48 Month $500 Daily $10 1.25% 1.24% 1.25% 1.24% 1.25% 1.24%
36 Month $500 Daily $10 1.00% 1.00% 1.00% 1.00% 1.00% 1.00%
24 Month $500 Daily $10 0.75% 0.75% 0.75% 0.75% 0.75% 0.75%
18 Month $500 Daily $10 0.75% 0.75% 0.75% 0.75% 0.75% 0.75%
12 Month $500 Daily $10 0.40% 0.40% 0.40% 0.40% 0.40% 0.40%
6 Month $1,000 Monthly $10 0.25% 0.25% 0.25% 0.25% N/A N/A
91 Days $1,000 Monthly $10 0.25% 0.25% 0.25% 0.25% N/A N/A

Account Details

6 Month and 91 Day CDs are not available for online opening at this time.

 

For more information, stop by your nearest branch, call 800.361.6903 or contact a Personal Banker directly


1. Annual Percentage Yields (APYs) are effective April 1, 2019 and are subject to change at any time without notice. Fees may reduce earnings.
2. For variable-rate accounts, the rate may change after the account is opened. Consumer accounts only. Must live or work in Massachusetts.
3. A penalty is imposed for early withdrawal from a CD.
4. Ultimate and Relationship CD rates are not available for IRA CDs, promotional offers or for CD terms under 12 months.  Promotional CDs, see product disclosure for terms and conditions.